عنوان: Debt traps and money lending
حلقة الوصل : Debt traps and money lending
Debt traps and money lending
Credit for poor borrowers is a subject of importance in both the developing and developed world. Here's a new paper...
Debt Traps? Market Vendors and Moneylender Debt in India and the Philippines
Dean Karlan, Sendhil Mullainathan, Benjamin N. Roth
NBER Working Paper No. 24272
Issued in February 2018
NBER Program(s):Development Economics, Law and Economics, Productivity, Innovation, and Entrepreneurship
Issued in February 2018
NBER Program(s):Development Economics, Law and Economics, Productivity, Innovation, and Entrepreneurship
A debt trap occurs when someone takes on a high-interest rate loan and is barely able to pay back the interest, and thus perpetually finds themselves in debt (often by re-financing). Studying such practices is important for understanding financial decision-making of households in dire circumstances, and also for setting appropriate consumer protection policies. We conduct a simple experiment in three sites in which we paid off high-interest moneylender debt of individuals. Most borrowers returned to debt within six weeks. One to two years after intervention, treatment individuals were borrowing at the same rate as control households.
وهكذا المادة Debt traps and money lending
هذا هو كل المقالات Debt traps and money lending هذه المرة، ونأمل أن توفر فوائد لكم جميعا. حسنا، أراك في وظيفة أخرى المقال.
كنت تقرأ الآن المقال Debt traps and money lending عنوان الرابط https://notscrets.blogspot.com/2018/02/debt-traps-and-money-lending.html
0 Response to "Debt traps and money lending"
إرسال تعليق